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Archive for May, 2009

>Long-Range Test Coming: Will Obama Stop North Korea?

>Washington–The Associated Press has been quoted as saying a long-range missile test is coming from North Korea.

Writer Anne Gearan, AP national security writer, said today she had learned from unnamed sourcesthat North Korea “may be planning even more missile launches in a show of strength following worldwide condemnation of its underground nuclear test.”

They fired a short-range missile on Friday – the sixth this week, and still all the response we hear from Washington is verbal. Obama is a very verbal man; he attacks with his spleen, but is he spineless?

I read his history: When elected to the Illinois State Senate he was immediately pressured and bullied by some of the “good old boys”, as many political organizations usually did in those days to youngsters. It almost came down to having to fight one of those old buzzards, but Obama beat the guy with words. He said he’d “kick his ass” if he didn’t get out of his face. That didn’t end it, but Obama then did what he thought was a very smart thing. He befriended his opponents by playing cards and drinking beer with them every Saturday night — or was it Fridays?

In other words, Obama’s a paper tiger, but he has a way with people. But this time I doubt Kim jung-il wants to smoke, play cards, drink, and tell dirty jokes with Barak Hussein Obama until three in the morning over international affairs. Obama’s string of luck from smoozing people is likely over. He has to grow up and learn to act like the president of the only super power nation in the world. So far all he has done is warn off people with words.

Pyangyong believes Obama is a “paper tiger” and that they can get away with murder with this new guy, as opposed to President George W. Bush who took out a political enemy dictator, Sadam Hussein. Confirming this to the enemy, Obama’s foreign policy is shot with holes. He is reducing our nuclear arsenal unilaterally while buddying up with one of the most repressive communist regimes in the world, Hugo Chavez’s Venzuela. Then there are his political friends, the North Koreans and Iranians, who are gearing up to become nuclear powers. All while Barak Obama sits on his hands, making radio speeches, using words, telling Israel to go it alone against Iran.

Words are cheap. In one article Obama assails the North Koreans; in another he vows to stop them; in still another he accuses and condemns them. He’s running out of strong adjectives and sooner or later must really get tough.

Why isn’t the navy heading for China and North Korea? Is Obama afraid he may start World War III? He should be more afraid that Kim Jung-il will hit Hawaii, Alaska, or California, kill three million Americans and start that war.

Significantly, officials say there are indications of increased activity at a North Korean site used to fire long-range missiles. We should only warn once — “speak softly” — and bomb twice — “carry a big stick.” Our problem is we warn prolifically and with each new warning, the beligerant Koreans become more convinced they are dealing with a paper tiger who is only capable of warning, not acting. And they know the UN has no power over them.

Meanwhile, Barak Obama is taking campaign airtrips, scratching his head for new vergiage, and saying, “North Korea is the United Nation’s business, not ours. I’m too busy getting Sonja Sotomayor confirmed and all those Republican-owned Chrysler and GM dealerships closed.”

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>Fight Back! Don’t Move Out of Your Foreclosure Home

>There’s a great story by a foreclosure attorney in our blog HouseABCs.blogspot.com
She contends that in sixty percent of the cases, the bank can’t pefect their foreclosure because the orginal signed note has either been lost, destroyed, or no longer exists. Make the bank produce the signed note original. In any event, don’t move out without talking to an attorney. Read the story first and get some amunition. Don White

>Foreclosure Coming: Don’t Move Out, Read This Article.

>There’s a great new house foreclosure story on our companion blog called House ABCs. It’s by an attorney who believes people who are being foreclosed upon by the bank have a way out. Sixty percent of these cases are where the bank doesn’t even have the orignial signed note and in many cases with the right judge the homeowner can stay in the house until the note is found. In many cases, the original note has been destroyed. Know your rights, read the article. It’s important
House ABCs is the place to go.

>How Can I Stop The Bank From Taking My Home?

>
“Show Me The Note”

By Kristen M. Jackson, Attorney at Law

My husband is disabled, and as the bread winner for my family of four, I recently lost my job and am unable to pay my mortgage and other bills. For six years, I diligently paid my mortgage until six months ago. Because I have been unable to pay my mortgage, the bank has emailed me with a summons to answer within 20 days how I plan to pay or they will foreclose on my house. Can I stop the bank from taking my home at least until I can find a job and turn my life around?

A potential legal defense that may delay the bank from taking your home is to request that the bank produce the original promisory or mortgage note.

What is a mortgage note? It is the contract between you and your lender that establishes your promise to repay your mortgage loan amount. In a foreclosure proceeding, borrowers should require that the foreclosing party, the bank or leinholder, produce the note as evidence that it is the true owner of the note and has a right to collect the debt.

In any extremely large number of cases, banks are having a difficult time producing the promissory notes, since mortgages are sold, packaged, bundled, and resold whereby the original mortgage notes are lost in the process. In many cases the original note signed by the homeowner was lost, stored away in a distant warehouse or even destroyed.

If you are facing foreclosure, don’t simply agree to allow the lender to take your property and move out. Contact an attorney who deals in matters of foreclosure, one who will ask the court to require that the bank “show me the note.”

The number of foreclosures is climbing at an alarming rate. In 2008 there were more than two million foreclosure proceedings filed, and that number is expected to double before the end of 2009. Because unemployment is reaching double digits and escalating, the financial strength of our banks is ailing without any immediate signs of recovery, judges have become sympathetic toward homeowners facing foreclosure. The are questioning whether default by the homeowner is entirely the homeowner’s fault. Because the mortgage note is a binding contract between the homeowner and the bank, the banks expect homeowners to uphold their responsibility to repay the note, the courts are taking the position that banks should be held to an equal standard of responsibility to prove they are entitled to payment and to foreclose by producing the original note.

The bank’s attorneys argue that asking a bank to produce the note is merely a stalling tactic to delay an inevitable foreclosure. They argue that the original note is almost always electronically retained and can eventually be found. Homeowner attorneys argue that banks would not allow homeowners to use a similar argument that they “almost always” and will “eventually” pay their mortgage: banks would delcare the homeowners to be in default. This is a double standard.

Banks filing foreclosures must show rightful ownership and custody of the note. If the bank cannot produce the original note and show it is the rightful leinholder of the property, then courts cannot ask homeowners to forfeit their property and leave their home until the note is produced. This is not to suggest that some judges are unwilling to accept electronic documentation. But while a lender is sometimes allowed to produce other paperwork to establish that it is the owner of the note, assembling such documents to a court’s satisfaction often takes months. Additional time given to banks to produce the note and prove the bank is the rightful leinholder forces banks to be held to the same contractual standard as they hold homeowners to repay the note.

In a CNNMoney interview, University of Iowa law professor Katherine Porter stated: “Banks fail to attach a copy of the note in 40 percent of situations.” In other words, four of ten consumers are being asked to make payment on a mortgage, but the bank has not, or cannot, provide legal evidence to establish the debt even exists. This, together with the fact that notes over the past ten years have been sold, bundled, resold, destroyed or lost, raises the question as to how large this percentage has grown. Some legal analysts believe this percentage may be as high as 60 percent or more.
Additionally, it raises concerns as to who the rightful leinholder is and whether it can be proven that the banks or leinholder have any legal right to foreclose.

Remember, if you are facing foreclosure, don’t simply agree to abandon your propery and move out. Contact an attorney who is experienced in handling foreclosure issues or who will ask the court to demand the bank “show me the note.”

Don’t forget to praise or be afraid to comment negatively.
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>I Commented On Charles Krauthammer’s Sotomayor Op Ed

>

dusanotes wrote (that’s me, Don White):
Charles Krauthammer is right. Leave empathy at the courthouse steps. Justice does — or should — wear a blindfold. “Richness of her ( Judge Sonja Sotomayor’s) experience” is subjective. We all feel we were denied something growing up. Especially those of us born during the depression as I was. But it is not cause to win lawsuits, for colleges to lower entrance standards, or for Democrats to love Judge Sotomayor and forget truth, logic, and the Constitution so we can have our first Latina Supreme Court jurist. We’ve got our first black president and look what he has done in the name of leveling the playing field — he’s almost “flattened” this country so that it may never be the prosperous land of the free Most Americans were born into. The new Value Added Tax (VAT) Obama and the Demos are foisting on all — poor and rich alike without proper debate — will make us look more like socialist Europe and one step closer to third world status and efficiency.

Here is the well-reasoned Krauthammer article in part:

Archive   |   Biography   |   RSS Feed   |   Opinions Home

Sotomayor: Rebut, Then Confirm

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Friday, May 29, 2009

Sonia Sotomayor has a classic American story. So does Frank Ricci.

This Story
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Ricci is a New Haven firefighter stationed seven blocks from where Sotomayor went to law school (Yale). Raised in blue-collar Wallingford, Conn., Ricci struggled as a C and D student in public schools ill-prepared to address his serious learning disabilities. Nonetheless he persevered, becoming a junior firefighter and Connecticut’s youngest certified EMT.
After studying fire science at a community college, he became a New Haven “truckie,” the guy who puts up ladders and breaks holes in burning buildings. When his department announced exams for promotions, he spent $1,000 on books, quit his second job so he could study eight to 13 hours a day and, because of his dyslexia, hired someone to read him the material.

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He placed sixth on the lieutenant’s exam, which qualified him for promotion. Except that the exams were thrown out by the city, and all promotions denied, because no blacks had scored high enough to be promoted.
Ricci (with 19 others) sued. Read the rest of this great Op Ed.


>Top News

>

US: a GM bankruptcy would take at least 60-90 days

Reuters – ‎21 minutes ago‎
* US expects at least 35 pct approval of bond offer * Obama expected to discuss GM on Monday * US plans to extend up to $30 bln in new aid to GM (Adds time frame on likely Obama discussion of GM restructuring, Chrysler details, bondholder figure) By
Video: GM All but Certain to File for Chapter 11 The Associated Press <a href=”http://www.youtube.com/watch?v=krdIgeyMXYw”>Video:&nbsp; GM All but Certain to File for Chapter 11 <img class=”youtube-icon” src=”http://www.gstatic.com/news/img/2816441314-video-youtube.gif&#8221; alt=”” width=”33″ height=”13″></a> <span class=”source”>The Associated Press</span>

Sessions says Sotomayor comment is “troubling”

USA Today – ‎2 hours ago‎
The Senate Republican who is charged with grilling Supreme Court nominee Sonia Sotomayor during her confirmation hearings told USA TODAY’s Matt Kelley this morning that she needs to explain a 2001 speech in which she said a “wise Latina woman” might
Sotomayor In Context Atlantic Online

North Korean Atomic Tests Lift Lid on Japan’s Nuclear ‘Taboo’

Bloomberg – ‎32 minutes ago‎
By Sachiko Sakamaki May 29 (Bloomberg) — North Korea’s nuclear test and missile launches have Japan confronting a topic long off-limits: acquiring atomic weapons of its own.
Video: Richardson, Obama talk North Korea KRQE.com <a href=”http://www.youtube.com/watch?v=oYAmGTSdrxQ”>Video:&nbsp; Richardson, Obama talk North Korea <img class=”youtube-icon” src=”http://www.gstatic.com/news/img/2816441314-video-youtube.gif&#8221; alt=”” width=”33″ height=”13″></a> <span class=”source”>KRQE.com</span>

>We’re Jewish: How Do We Handle a Death?

>

Star of David Memorial Chapels –
Redefining the Dignity of the Jewish Funeral Service
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